Tech Snippets Today with Joseph Raczynski

Beyond Cash: Stablecoins and the Future of Finance with Will Beeson

Joseph Raczynski Episode 91

With the GENIUS Act now passed into law, and everyone from Deutsche Bank, Apple, and Airbnb already paying attention, it's clear that stablecoins are fast becoming core infrastructure for next-gen financial markets. We will get into why stablecoins matter and what it may mean for banks, companies and you.

Will Beeson, former head of tokenized asset infrastructure at Standard Chartered, believes the real battle in stablecoins isn’t about reserve composition - it’s about infrastructure: programmable platforms that can support institutional liquidity, 24/7 settlement, and seamless asset convertibility across borders. 

Will previously built fully regulated banks in both the UK and US - including Allica Bank, and led the development of Standard Chartered’s tokenized asset platform. 

For financial institutions, Will argues, stablecoins shouldn’t be treated as “cash”- they are startup liabilities. The real opportunity lies in building infrastructure that replaces friction-filled money movement with high-grade, compliant liquidity rails. 

About Uniform Labs

Uniform Labs unlocks the potential of tokenized finance by addressing its core infrastructure challenges—liquidity, settlement, and fragmentation—through a unified platform that connects onchain assets, issuers, and capital. 

Our first product, the Multiliquid protocol, delivers the infrastructure required for 24/7, instant settlement of tokenized financial assets, transforming capital efficiency, reducing friction, and enabling new financial workflows across chains, jurisdictions, and asset types.

Multiliquid is the liquidity layer for onchain financial markets: an open, neutral protocol that supports real-time conversion between tokenized real-world assets (RWAs) and stablecoins. Our vision is for blockchain-based settlement rails to become as seamless and invisible as today’s internet protocols, powering a new era of programmable liquidity, improved access, and composable financial utility.


About Multiliquid

Multiliquid is the institutional liquidity layer for tokenized financial markets, a decentralized protocol enabling seamless, programmable conversion between high-quality tokenized assets (such as Treasuries and MMFs) and stablecoins.

Built for capital efficiency, Multiliquid turns static tokenized RWAs into dynamic, yield-generating instruments. Institutions, fintechs, and stablecoin issuers can put their stablecoin reserves to work, earning risk-free yield and accessing instant, 24/7 liquidity when needed. The protocol delivers real-time, compliant settlement infrastructure that supports critical financial operations like capital optimization, treasury automation, programmatic reserve rebalancing, and dynamic asset allocation. 


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